Property tools directory

Choose a workflow or open the calculator you need.

Choose a pathway

Filter by journey.

Buyer tools

Buyer workflow

Cash position Borrowing shape Wider decision

Check cash, costs, lending shape and repayments together.

Start workflow
Seller tools

Seller workflow

Selling cost picture Net proceeds Scenario planning

Connect selling costs, mortgage balance and sale scenarios.

Start workflow
Moving tools

Moving workflow

Sale proceeds Changeover costs Next purchase position

Connect sale proceeds to the next purchase position.

Start workflow
Agent workflow

Client conversation bridge

Run calculator Review assumptions Copy summary Use KiwiAgent

Turn reviewed estimates into client-ready wording.

Open agent workflow

Calculator directory

Open a calculator directly.

01

Buyer tools

6 live calculators

Deposit Calculator NZ

Estimate available deposit against a target price.

Open

LVR Checker NZ

Check loan-to-value from value and loan amount.

Open

DTI Checker NZ

Estimate debt-to-income for a borrowing scenario.

Open

Mortgage Repayment Calculator NZ

Estimate repayments from loan, rate, term and frequency.

Open

Rent vs Buy Calculator NZ

Compare monthly renting and ownership scenarios.

Open

Buying Costs Calculator NZ

Add purchase costs outside the deposit.

Open
02

Seller tools

4 live calculators

Seller Net Proceeds Calculator NZ

Estimate proceeds after mortgage and selling costs.

Open

Selling Costs Calculator NZ

Estimate selling costs before proceeds.

Open

Price Reduction Impact Calculator NZ

Estimate net impact from a price reduction.

Open

Auction Reserve Planning Calculator NZ

Plan a reserve scenario from payoff, costs and surplus.

Open
03

Moving tools

1 live calculators

Upgrade or Downsize Calculator NZ

Estimate cash and borrowing change when moving.

Open
Moving workflow support

Supporting calculators for this workflow

Sale, changeover and next purchase tools.

Seller Net Proceeds Calculator NZ

Estimate proceeds after mortgage and selling costs.

Open

Selling Costs Calculator NZ

Estimate selling costs before proceeds.

Open

Buying Costs Calculator NZ

Add purchase costs outside the deposit.

Open

Upgrade or Downsize Calculator NZ

Estimate cash and borrowing change when moving.

Open

Mortgage Repayment Calculator NZ

Estimate repayments from loan, rate, term and frequency.

Open
KiwiAgent AI Hub

Agent workflow

Turn reviewed calculator outputs into clearer client communication.

Step 1

Run calculator

Step 2

Review boundaries

Step 3

Copy summary

Step 4

Use KiwiAgent

Calculator outputs are conversation aids only.

Agents should review assumptions before sharing.

Client conversation tools

Useful starting points for agent conversations

Start with reviewed numbers.

Deposit Calculator NZ

Estimate available deposit against a target price.

Open

LVR Checker NZ

Check loan-to-value from value and loan amount.

Open

Seller Net Proceeds Calculator NZ

Estimate proceeds after mortgage and selling costs.

Open

Rent vs Buy Calculator NZ

Compare monthly renting and ownership scenarios.

Open

Upgrade or Downsize Calculator NZ

Estimate cash and borrowing change when moving.

Open

Review assumptions before sharing any drafted wording.