Calculator outputs as client conversation aids
Frame estimates, review assumptions, and prepare clearer client conversations.
KiwiAgent AI Hub
Agent workflow
Turn reviewed calculator outputs into clearer client communication.
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Calculator outputs are conversation aids only.
Agents should review assumptions before sharing.
Useful client conversation tools
Start with a calculator, then use the agent workflow.
Buyer tools Calculator
Deposit Calculator NZ
Estimate available deposit against a target price.
Target price, savings, KiwiSaver, other funds, deposit percentage.
Buyer tools Calculator
LVR Checker NZ
Check loan-to-value from value and loan amount.
Property value, loan amount, target LVR threshold.
Buyer tools Calculator
DTI Checker NZ
Estimate debt-to-income for a borrowing scenario.
Annual income, proposed mortgage, existing debt, target DTI ratio.
Buyer tools Calculator
Mortgage Repayment Calculator NZ
Estimate repayments from loan, rate, term and frequency.
Loan amount, annual interest rate, loan term, payment frequency.
Buyer tools Calculator
Rent vs Buy Calculator NZ
Compare monthly renting and ownership scenarios.
Weekly rent, property price, deposit, interest rate, term, ownership costs.
Buyer tools Calculator
Buying Costs Calculator NZ
Add purchase costs outside the deposit.
Legal fees, LIM, building inspection, valuation, moving, loan fees, other costs.
Seller tools Calculator
Seller Net Proceeds Calculator NZ
Estimate proceeds after mortgage and selling costs.
Sale price, mortgage balance, agency fee, marketing, legal, repairs, moving, other costs.
Seller tools Calculator
Selling Costs Calculator NZ
Estimate selling costs before proceeds.
Sale price, commission percentage, fixed fee, marketing, legal, staging, repairs, moving, other costs.
Seller tools Calculator
Price Reduction Impact Calculator NZ
Estimate net impact from a price reduction.
Original price, reduced price, mortgage, selling costs, weekly holding cost, weeks saved.
Seller tools Calculator
Auction Reserve Planning Calculator NZ
Plan a reserve scenario from payoff, costs and surplus.
Mortgage payoff, selling costs, minimum cash needed, target surplus, appraisal range.
Moving tools Calculator
Upgrade or Downsize Calculator NZ
Estimate cash and borrowing change when moving.
Current sale price, mortgage, selling costs, new purchase price, buying costs, cash retained.