Buyer checklist
First Home Buyer Checklist NZ
A review list for planning, finance, due diligence and settlement.
01
Planning
- Clarify your target area and budget range.
- List likely deposit sources.
- Separate buying costs from deposit funds.
02
Before offer
- Read the sale method and deadlines.
- Check finance, insurance, legal, and inspection timing.
- Record assumptions that need professional review.
03
Before settlement
- Confirm final funds, transfer timing, insurance, utilities, and moving steps.
- Check all figures against source documents.